Education
Learn to protect yourself, properly.
Our support doesn’t end at medical indemnity insurance, we’re here to help you understand the in and outs of your cover and the ever-changing medical claims environment.
Medical Malpractice Cover for Private Practice – a checklist
What to Consider When Moving Into Private Practice for the First Time Quick answer: When you start private practice for the first time, you'll need to arrange your own medical malpractice cover, since your NHS indemnity is not applicable for private work. Key things...
Insurance-Backed Indemnity vs. MDO Cover: What’s the Difference?
Quick answer: The two main ways UK Consultants protect themselves against negligence claims are insurance-backed indemnity and MDO (medical defence organisation) membership. Insurance-backed policies are contractual - the insurer is legally bound to pay valid claims...
What to Look for in a Medical Malpractice Insurance Policy & Broker
Quick answer: When comparing medical malpractice insurance, look beyond the headline price. Check your limit of indemnity, whether legal expenses and public liability are included or sit on separate limits, whether cyber and patient insurance add-ons are available,...
Good news for medical indemnity prices
The calculation of the premium for medical indemnity insurance is complex. The premium depends on a number of factors including the number of patients, type of surgery and claims record. Outside of doctors’ control however is another factor – how much are medical...
Setting up your private medical practice as demand grows
Amid growing pressure on the NHS, consultants are looking elsewhere for improved pay and working conditions. But for those entering private practice, it’s important to be aware of the possibility of suffering a medical negligence claim as they lose the NHS indemnity...
NHS staff face a yearly £90 rise in parking fees amid the cost-of-living crisis
In March 2020, during the height of the coronavirus pandemic, the government decided to remove parking charges for NHS staff. This move aimed to prioritise spaces for the staff working day and night to keep the worst affected Covid-19 victims alive. Just two years on,...
Four steps to follow when administering flu vaccinations this winter
As much as we hate to admit it, flu season is nearly here again. The 2026/27 national programme opens on 1 September for children, pregnant women and some at-risk adults, with all other eligible cohorts able to book from 1 October, and it's more important than ever...
Why cyberattacks pose a unique threat to the healthcare sector
We talk a lot about medical malpractice claims - but what about the unseen risks posed by cyber criminals? The threat of cyberattacks has been on the rise in recent years, spurred on by the Covid-19 pandemic and a growing sophistication among cyber criminals According...
Exaggerated healthcare claims and what to look out for
There are an excess of recent examples of exaggerated claims in the medical malpractice arena. Whilst Judges can punish such claims, we suspect that we will continue to witness an increasing trend towards overstatement of loss. Holly White was sentenced to six months...
Key terms and clauses in insurance contracts and what they mean for those in the healthcare sector
Insurance contracts can be confusing to navigate, whether they relate to car, travel or in this instance, your specialist medical indemnity cover. From specialist terminology to seemingly endless clauses, it’s easy to get lost. However, it is crucial that you...
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If you wish to switch from another insurance company, all we need is your acceptance of our terms and we will do all the rest. Your Practition policy will pick up your retroactive cover at no additional cost.









